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¥1m Bonus After Tax in Japan (2026)
A ¥1m bonus leaves about ¥818,260 (last month's pay ¥300,000).
Bonus and last month's pay
Bonus take-home
¥818,260
81.8% of the bonus
| Bonus | ¥1,000,000 |
| Health insurance | ¥49,250 |
| Child support levy | ¥1,150 |
| Employees' pension | ¥91,500 |
| Employment insurance | ¥5,000 |
| Social insurance total | ¥146,900 |
| Income tax (4.084%) | ¥34,840 |
| Take-home | ¥818,260 |
The rate comes from the NTA bonus table using last month's pay after social insurance (¥255,930) and 0 dependants. Resident tax is not taken from bonuses.
Take-home by bonus size
| Bonus | Social ins. | Income tax | Take-home |
|---|---|---|---|
| ¥200,000 | ¥29,380 | ¥6,968 | ¥163,652 |
| ¥300,000 | ¥44,070 | ¥10,452 | ¥245,478 |
| ¥400,000 | ¥58,760 | ¥13,936 | ¥327,304 |
| ¥500,000 | ¥73,450 | ¥17,420 | ¥409,130 |
| ¥600,000 | ¥88,140 | ¥20,904 | ¥490,956 |
| ¥700,000 | ¥102,830 | ¥24,388 | ¥572,782 |
| ¥800,000 | ¥117,520 | ¥27,872 | ¥654,608 |
| ¥1,000,000 | ¥146,900 | ¥34,840 | ¥818,260 |
| ¥1,200,000 | ¥176,280 | ¥41,808 | ¥981,912 |
| ¥1,500,000 | ¥220,350 | ¥52,260 | ¥1,227,390 |
Last month's pay, dependants, age and prefecture as above.
Rules checked October 2026. For people who filed the dependant form, on the Japan Health Insurance Association. Not tax or labour advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: 国税庁：賞与の算出率の表（令和8年分） · 協会けんぽ：令和8年度 保険料額表
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
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Answer: a ¥1m bonus leaves about ¥818,260 with last month's pay of ¥300,000, no dependants, Tokyo, age 30: social insurance ¥146,900 and income tax ¥34,840 (4.084%).
| Last month's pay | Social ins. | Rate | Income tax | Take-home |
|---|---|---|---|---|
| ¥200,000 | ¥146,900 | 4.084% | ¥34,840 | ¥818,260 |
| ¥250,000 | ¥146,900 | 4.084% | ¥34,840 | ¥818,260 |
| ¥300,000 | ¥146,900 | 4.084% | ¥34,840 | ¥818,260 |
| ¥400,000 | ¥146,900 | 8.168% | ¥69,681 | ¥783,419 |
| ¥500,000 | ¥146,900 | 14.294% | ¥121,942 | ¥731,158 |
NTA 2026 bonus table, no dependants; Tokyo health insurance. Ages 40–64 also pay care insurance.
Questions people ask
QIs resident tax taken from bonuses?
ANo. Resident tax comes out of monthly pay only.
QHow is the bonus tax rate set?
AFrom last month's pay after social insurance and your dependants, using the NTA table.
QWhat share of a bonus do I keep?
AUsually about 75–82%; a little less from age 40.