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High-Cost Medical Care Cap Calculator Japan
Japan's high-cost medical care caps from August 2026.
Medical bill and income band
Hit the cap 3+ times in 12 months
Your monthly cap
¥92,940
C (¥280k–500k)
| Paid at the counter (30%) | ¥300,000 |
| Your cap | ¥92,940 |
| Refunded | ¥207,060 |
| Yearly cap (Aug–Jul) | ¥530,000 |
From August 2026 the monthly caps rose and a yearly cap was added. Using your My Number health card means you pay only up to the cap.
Under 70; meals and private rooms aren't covered. Not tax or labour advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: 厚生労働省：高額療養費制度
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
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Questions people ask
QCap on ¥1m of treatment?
A¥92,940 in band C from August 2026.
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